D. Mark Lowers, CFE, President and Chief Executive Officer
Mark is an international authority on risk management and its many component disciplines. He is widely cited on risk management and security issues, and he has published numerous articles on those topics. Formerly, Mark was President and CEO of Amsec International, a global security firm based in Winchester, Virginia. In two decades, Mark grew the business from a local security installer to an internationally recognized risk management company.
Michael O'Dell, Chief Operating Officer
Mike leads all service delivery, corporate IT, and corporate operational activities at Lowers & Associates (L&A). His past technical and business experience also complement his technical involvement in new program development. Mike has a combined experience of over 20 years in the U.S. Military, airline industry, and technology companies.
LaDawn Presgraves, Chief Financial Officer
LaDawn brings over 20 years of accounting and financial experience to the Lowers & Associates (L&A team). Her diverse background is a culmination of experience gained within the healthcare, manufacturing/remanufacturing, and building component/supply industries. She possesses a bachelor’s degree in Accounting, a master’s degree in Business Administration and is licensed as a Certified Public Accountant in the Commonwealth of Virginia.
Stephen Yesko, ARM, Director of Sales and Marketing
Steve leads all Sales & Marketing efforts for Lowers & Associates from his New York City office. Steve has over 20 years of experience within the Insurance Industry, the last 15 of which have been in various sales, business development, and consultative roles of increasing responsibility. Over this time, Steve has worked with several leading Risk Management Information System (RMIS) service providers such as Risk Sciences Group (subsidiary of Crawford & Co.), INFORM Applications (subsidiary of Information Builders), OCI (subsidiary of UnumProvident), and most recently PureSafety, Inc.
Steve has developed a wide range of experience in insurance-related technology solutions such as RMIS, Claims Administration Systems, Disability Case Management, Agent/Broker Systems, Knowledge Management Solutions, and related Data Management and Consulting Services. Steve has a B.S., Environmental Resource Management, and an MBA, Executive Management.
Malcolm Blair, Managing Director, European Operations
Malcolm heads the Lowers & Associates’ (L&A) London office. Leading a dedicated team of risk assessment experts, they serve the needs of L&A clients not only in the Lloyd’s and London insurance markets but also those of their clients’ customers operating across Europe, Scandinavia, Africa, and the Middle/Far East.
With 40 years of experience of the Lloyd’s of London insurance market, Malcolm was an established underwriter of the cash-in-transit/armored car industry as well as a broker with the Halford Henry Montefiore & Co. at Lloyd’s of London. Malcolm was the director of AMSEC International office for 11 years prior to joining L&A.
Kerry Escott, Associate, European Operations
Working with Malcolm Blair in the London office, Kerry is leading the expansion of Lowers & Associates (L&A) European based business in the cash processing audits and reconciliations, money room operational compliance reviews as well as providing assistance in fraud and loss investigations. Kerry has over 21 years experience in the audit, reconciliation, and compliance disciplines of the cash processing and management industry.
Antelmo "Andy" Terrades, President, Latin American Operations
Andy’s experience includes serving as President of Secrisk International & Vice President of AMSEC International; firms which had provided support to the London Insurance market. In addition, Andy has a 20 year decorated Law Enforcement career which includes experiences in General/Robbery Investigations, Intelligence, Dignitary Protection, SWAT (Special Weapons and Tactics), and Training and Money Laundering. Andy assisted the U.S. State Department, via the Narcotics Affairs Section in Lima Peru, in training drug eradication security units in the Andean Region. His law enforcement and post law enforcement career gave him the opportunity to live and work in various regions of South America exposing him to many complex cultural environments.
Keith Gray, Director Cash Audits
Keith is the director of the cash audit program for Lowers & Associates(L&A). The cash audit program involves L&A acting as an independent third-party auditor to verify reported cash balances in an attempt to safeguard client property and reduce loss. As director of the cash audit program, Keith oversees all cash audit activities and communicates directly with the client regarding any findings or suggestions.
Keith has had extensive accounting experience for the past 6 years, working with public accounting firms, mortgage companies, and non-profit organizations.
Yohanis Smith, CPP, Director CIT Programs, North America
Yohanis oversees the day to day operations and program development in surveillance, compliance surveys, and other special projects working with a field team deployed nationwide. Prior to Lowers & Associates (L&A), he worked at Amsec International in the CIT program as a field auditor and investigator. Yohanis has over 16 years in the private security industry with extensive experience conducting audits and investigations. He possesses a BA in Criminal Justice, served in the US Army Reserve, and is a registered private investigator in the state of Virginia.
BOARD MEMBERS:
Mark Stavish, Partner
Mark specializes in human resource issues, improving the security of people and operations. He is president and general manager of a firm specializing in building productive workplaces. Mark previously directed human resource activities in several Pepsi-Cola business units, then served as executive vice president at America Online during seven years of phenomenal growth.
Daniel McGinnis, Partner
Daniel brings 40 years of experience to provide a range of strategic and tactical expertise. He has an extensive background in financial management as well as in system software and hardware. Before joining the Board, Daniel headed firms that provided system management software and developed network and telecom equipment.
