Partnerships & Alliances
Lowers & Associates is proud to maintain the following Risk Management Partnerships and Alliances:
Alliances and strategic partnerships are at the core of every successful business today. They ensure a mutually beneficial and lasting relationship through a shared vision by combining expertise and business best practices. L&A is proud to work with a select group of organizations providing products and services that complement L&A's Risk Mitigation and Loss Prevention capabilities.
STRATEGIC PARTNERSHIPS
Chubb Specialty
Lowers & Associates has a 25 year relationship with Chubb Specialty, a leading provider of commercial crime, directors' and officers' liability, kidnap/ransom and extortion, employment practices liability, and fiduciary liability insurance to corporations and non-profit organizations. For more information about Chubb Specialty and all of their insurance products, please visit www.chubb.com.
Great American Insurance Company
Lowers & Associates proudly offers a broad range of support and advisory services in partnership with Great American's Fidelity & Crime Division. From customers who are merely seeking general advice to those who need more in-depth risk assessment and/or mitigation assistance, we provide a variety of services to Great American's insureds, including:
- Quarterly Newsletters - Our jointly produced Fidelity & Crime Observer and Casino Shield newsletters cover topical subjects such as Vendor Fraud, Employee Dishonesty, Embezzlement, Loss Control, and Information Technology Crimes.
- Risk Assessment Services - Lowers & Associates provides a multi-tiered set of Risk Assessment services that are offered to Great American insureds at a reduced cost.
- Screening & Due Diligence Services - In conjunction with Proforma Screening, we offer Great American insureds complete Pre-Employment Screening (e.g., criminal, civil, credit, drug, DMV, etc.) and Vendor Screening Services (e.g., corporate records, tax, employees, licensing, etc.)
- General Consulting Services - Our general consulting services include such things as Compliance Reviews, Threat Assessments, Network/Computer Vulnerability Testing, Business Continuity Planning, Enterprise Risk Management, etc.
For more information, please visit the Great American Fidelity & Crime website at http://www.crimeinsurance.com.
Lloyd's of London
Lowers & Associates has worked in close partnership with Lloyd's of London, the world's leading insurance market, for over 25 years. Lloyd's is the foremost provider of specialty insurance to business and industry in over 200 countries and territories. In 2008, 75 syndicates were underwriting insurance at Lloyd's. From our London office at 45-47 Cornhill, just a short walk from Lloyd's world headquarters, L&A is ideally positioned to work directly with the Lloyd's syndicate underwriters. For more information, please visit their website at http://www.lloyds.com.
Proforma Screening Solutions
Lowers & Associates' sister-company, Proforma Screening Solutions, is a Consumer Reporting Agency providing strategic risk management solutions to human resource professionals in a variety of industries where people are the resource. Proforma's solutions protect the brand, property, associates, and customers of some of the most recognizable names in America. Proforma offers a wide range of individual pre-employment screening services as well as both individual and corporate due diligence investigations. To begin experiencing the Proforma advantage please visit, http://www.proformascreening.com.
OUR OTHER TRUSTED PARTNERS
Allianz
Allianz is an international financial services provider offering insurance, banking, and asset management products and services to approximately 75 million customers in over 70 countries. The German firm ranks amongst the largest insurance companies in the world.
Lowers & Associates' relationship is with the Allianz Global Corporate & Specialty Insurance division, formerly known as Fireman's Fund Insurance. The AGCS product portfolio includes a wide array of property-casualty products for corporate customers. For more information, please visit http://www.agcs.allianz.com.
Aon
Lowers & Associates has a long working relationship with Aon, both domestically and internationally, primarily London, as respects the types of risk mitigation services that we offer. Currently, Aon is acting as Special Advisory Partner on the Strategic Advisory Team (SAT) for our new Commercial Mortgage Asset Management Service. The SAT is a multidisciplinary group of banking, insurance, and risk professionals who advise on the full complement of commercial mortgage asset management, loan workout, restructuring, and disposition matters, including construction loans. For more information, please visit http://www.aon.com.
Ascot
As a Lloyd's Syndicate (1414), Ascot prides itself on pioneering new ways an underwriting business is run and the ability to see and create new markets. Ascot continually seeks to lead the market in their core areas of business and bring an entrepreneurial drive to the business of risk. Ascot specializes in Property, Energy, Cargo, Terrorism and Political Risk, Marine Hull / Liability, Excess of Loss, and Specie and Fine Art insurance. For more information, please visit http://www.ascotuw.com.
Beazley
In May of 2009, Lowers & Associates' IT Risk Practice partnered with Beazley to provide services in connection with Beazley's Information Security & Privacy and Errors & Omissions Liability insurance policies, as well as the new Beazley Breach Response product. Beazley is the preeminent insurer of technology or cyber risks in the marketplace today. For more information, please visit http://www.beazley.com.
The Briddge Group
The Briddge Group is the premier art succession planning firm in the country, comprised of experts who work in concert with individual or corporate art collectors or investors and wealth advisory partners Aon, Heacock Financial, and Lowers & Associates. The Briddge Group has dedicated a lifetime to developing best practice programs to help keep fine art and vintage automobile collections intact, to develop the most tax efficient distributions to heirs, and to create philanthropic opportunities with maximum impact. For more information, please visit http://www.thebriddgegroup.com.
CAP Index
CAP Index is the world leader in crime forecasting and, for over 20 years, has been at the forefront in responding to the need to foresee where crime is likely to occur. Their expertise in evaluating the likelihood of risk to personal and commercial property crime, through forecasting models, has resulted in a comprehensive Crime Report like that which they have provided for many Fortune 500 companies over the years.
The alliance combines CAP Index's crime reporting that identifies crime patterns and how they affect businesses with L&A's expertise in risk mitigation and loss prevention solutions. With our combined offerings, L&A and CAP Index address the increasing need to help prevent and protect against loss resulting from criminal activity or events.
Through this alliance, L&A is able to offer CAP Index's Crime Reports at a discounted rate via our referral program. For more information, please visit http://www.capindex.com.
Catlin
Catlin Group Limited is an International specialist property and casualty insurer and reinsurer, writing more than 30 classes of business. Catlin operates four underwriting platforms - the Catlin Syndicate at Lloyd's, Catlin Bermuda, Catlin UK, and Catlin US - as well as a network of international offices. For more information, please visit http://catlin.com.
Ethical Advocate
Chapel Hill, NC based Ethical Advocate provides confidential and anonymous incident reporting, available 24 hours a day, every day of the year. Reports can be submitted in privacy, security, and anonymity, by phone or via their unique web-based process and in multiple languages.
The alliance provides Ethical Advocate's state-of-the-art solutions and L&A's fraud prevention expertise to offer our customers, in both the private and public sectors, an excellent combination of investigative, consultative, and operational services that effectively respond to the rising need to protect assets, develop and deepen ethical cultures, meet regulatory compliance, and mitigate risk. For more information about Ethical Advocate, please visit http://ethicaladvocate.com.
InferX
In the highly regulated world of compliance requirements, auditors are finding it increasingly difficult to analyze vast quantities of financial data to produce accurate and independent audit reports. The Audit Anomaly Detection Framework (AADF) from InferX will allow auditors to analyze the complete set of transactions and discover anomalous Transactions of Interest that would otherwise not have been identified.
InferX's rule-based models provide capabilities that can synergistically co-exist with other fraud detection systems serving as first or second fraud detection decision filters in searching for anomalies or outliers indicating potential deviation from normal behavior --- a key feature when it comes to detecing fraud. For more information, please visit http://www.inferx.com.
Lockton
Clients across the globe count on Lockton for creative insurance solutions. Since 1966, Lockton has grown to become the world's largest privately owned, independent insurance brokerage firm with over 3,800 associates in 50+ offices around the world. For more information about Lockton, please visit their website at www.lockton.com.
Marsh
Marsh is a world leader in delivering risk and insurance services and solutions to its clients. From its founding in 1871 to the present day, Marsh has provided thought leaderships and innovation for clients and the insurance industry. For more information, please visit http://www.marsh.com.
Marshall & Sterling
Since 1864, Marshall & Sterling has offered exceptional insurance coverage to businesses and individuals and today is among the largest privately owned insurance agencies in the U.S. The Specialty Risks Division has specialized in servicing the money handling industry -- armored car, ATM, courier, check casher, and pawnbroker businesses -- for the last 50 years. For more information about Marshall & Sterling's complete insurance offerings, please visit their website at www.marshallandsterling.com.
Millennium Underwriting
As a Lloyd's Syndicate (1221), Millennium Underwriting Limited is a wholly owned subsidiary of The Navigators Group and provides the capacity offered by Navigators Syndicate 1221, which has one of the larger specialist marine portfolios at Lloyd's. For more information, please visit http://www.1221mlm.com.
North Shore Risk Consulting
Newly formed North Shore Risk Consulting is long on experience. North Shore's range of Workers' Compensation related services and methodologies apply equally as well to the small business owner seeking comprehensive yet cost effective programs to minimize risk, as they do the large multi-location business enterprise with complex risk positions and financial risk. For more information, please visit www.northshorerisk.com.
Talent+
Lincoln, Nebraska based Talent+ is the premier global human resources consulting firm with over 200 world-class, quality-growth-oriented clients. Based on empirical data, Talent+ has developed reliable and validated instruments that enable clients to assess an individual's aptitude to perform a specific job with excellence. The proven methodologies of Talent+ determine how personal talents affect performance in every part of the workplace, from top to bottom. Through this approach, client partners are able to further define their culture through the acquisition, retention, and recognition of top talent.
Through a triad partnership between Talent+ and Proforma Screening Solutions, Lowers & Associates is able to offer a best-of-breed, integrated solution for the optimization of the human resource, talent management, and enterprise risk management needs of our customers. For more information, please visit http://www.talentplus.com.
Tribal First
Through our relationship with Great American's Casino & Gaming unit, we have established a relationship with Tribal First, the largest provider of insurance solutions to Indian Country. Tribal First is a leader in the specialty areas of Indian Gaming facilities, Tribal Workers' Compensation, High-Value Casino Property, and Tribal Self-Insurance. Tribal First programs are back by "A" rated insurers and designed to protect both the legal sovereignty of Native American tribes, and their physical and financial assets. With Great American, L&A produces the quarterly Native American Insider e-newsletter. Tribal First truly does "Insure Native America". For more information, please visit www.tribalfirst.com.
Willis
Lowers & Associates has a long working relationship with Willis, both domestically and internationally, primarily in London, as respects the types of risk mitigation services that we offer. Most recently, Willis and Lowers & Associates (along with two insurer partners Chubb and Beazley, and two law firms with noted privacy practices, Proskauer Rose and Goodwin Procter) co-hosted a series of informative business seminars on IT/Cyber Risk Management. For more information, please visit http://www.willis.com.
OUR EDUCATIONAL PARTNERS
Atlantic Cape Community College
Since 1978, Atlantic Cape Community College's Casino Career Institute has prepared more than 50,000 people for front-line positions in gaming and continues to be the industry's training leader.
Located in downtown Atlantic City, CCI is minutes from the casinos, giving students a first-hand view of the industry of which they can become a part. CCI's newly renovated facilities include a large mock casino and a fully-equipped slot lab. For more information about CCI's complete course offering, please visit www.atlantic.edu/cci.
GamePath
GamePath is the innovative leader in gaming education and course studies. Working with experts in the Casino & Gaming industry, GamePath's courses, workshops, and seminars are designed to target today's changing gaming environment and provide the most comprehensive and timely information for both properties and gaming leadership. For more information, please visit www.gamepathedu.com.
Risk & Insurance Management Society (RIMS)
RIMS Professional Development offers a wide variety of in-person and on-line courses, webinars, and workshops to help you gain the knowledge, skills, and tools to succeed in today's workforce. In addition, RIMS offers a number of designation/certificate and student outreach programs that further promote the field of corporate risk management. For more information, please visit http://www.rims.org/education/Pages/home.aspx.
St. John's University School of Risk Management, Insurance, and Actuarial Science
Part of the St. John's University's Peter J. Tobin College of Business, the School of Risk Management, Insurance, and Actuarial Science (formerly known as The College of Insurance) offers undergraduate, graduate, and continuing education programs in the fields of insurance, risk management, and actuarial science (undergraduate only). For more information, please visit their website at http://www.stjohns.edu/academics/undergraduate/tobin/prof_ed_undergrad.
University of Nevada, Reno
Celebrating its 21st year as the world's premier provider of gaming management education, the University of Nevada, Reno's Gaming Management Program has educated more than 9,000 people from every state and country in the world with regulated gaming operations. Since 1989, the Gaming Management Program has offered various seminars and short courses, week-long programs, customized in-house programs, and its hallmark Professional Development Certificate in Gaming Management to professionals in the casino and gaming industry. For more information, please visit www.gaming.unr.edu.
Proven solutions that reduce internal and external risk.
