• Cash-In-Transit

    Since 1980, the staff at Lowers & Associates has been involved in the evaluation of, and consultation with, armored car companies around the world.

    These evaluations have been on behalf of insurers as well as the owners of armored car companies. The company has earned world-wide acknowledgment of the leadership role it provides in this critical area of the financial services market.

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  • Financial Institutions

    Through our long history of serving the Cash-in-Transit (CIT) industry, L&A has developed key partnerships within the Banking industry.  In addition to banks, credit unions, and CIT operators, L&A serves a wide range of other financial services firms such as ATM Operators, Check Cashers, Payday Loan Companies, and Pawnbrokers.  From Enterprise Risk Assessments (ERAs) to Loss Prevention/Control Programs, our risk mitigation offering includes a wide range of services.

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  • Casinos & Gaming

    Casinos offer patrons the chance to win big at the tables or the slot machines. But casinos can’t afford to gamble on their own security.  To take chance out of the equation, L&A has designed risk assessment surveys specifically for casinos and other gaming operations.

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  • Events & Venues

    We offer professional event security for entertainment and sporting events. These services include single or periodic events at fixed sites or traveling shows or exhibits.

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  • Legal

    We have the capability to conduct international investigations throughout Europe and Central and South America. By utilizing experienced independent investigators strategically located in the United Kingdom, Central and South America, and throughout the United States, L&A investigators are immediately accessible.

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  • ATMs

    The staff at Lowers & Associates has provided consulting services to ATM manufacturers, first-line maintenance (FLM) service providers, "white label" ATM owners, and ATM cash replenishers since 1988.

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  • Cyber Risk

    Cyber risk has become one of the most significant corporate threats, according to a survey of 218 senior risk managers by the economist intelligence unit. L&A provides the services that can help you to mitigate those risks.

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  • Insurance

    When insurers remove or defray risk, they fuel the engine of the economy.  That fuel runs low, or becomes cost-prohibitive, however, when fraud robs insurers and makes them skittish to assume new risks, or mounting claims within an industry it causes them concern about continuing to cover existing risks.

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Protecting People

Effective risk management is central to protecting the health and safety of people. From hiring the right people to work alongside existing staff, to avoiding catastrophic events, we put people first.

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Protecting Brands

Public perception of a brand and its values can rise and fall according to the way an organization handles and avoids risk. We view risk management as an essential part of building and protecting brand value.

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Protecting Profits

Failing to manage risks puts people and brands in danger; it also risks the financial well-being of an organization. Our professionals get to the sources and causes of risk to protect your profits.

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risk management capabilities

Suspect Killed in Failed Armored Car Robbery, Miami, FL
December 20, 2016
One suspect was shot dead and another was seriously wounded in a shootout with armored car guards during an attempted robbery.

Armored Car Robbery Foiled by Alert Guard, Salisbury, MD
December 15, 2016
Two armed suspects were spotted approaching an armored car guard as he was preparing to service a bank branch. The guard secured himself and the bank’s employees inside of the branch and the suspects fled the scene empty-handed.

Suspect Disguised Himself as an Armored Car Guard, Sparks, NV
December 14, 2016
A man posing as a Loomis armored car guard attempted to collect a deposit at a Nevada business. When told that the money had already been picked up by the actual guard he dropped the ruse and attempted a robbery, but fled empty-handed when the employees reiterated that all the money was already gone.

Top 10 Risk Management Articles from 2016
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The end of the year is a great time to reflect and...

[SlideShare] 3 Steps to Responding to an Active Assailant Incident
December 15, 2016
The likelihood of an active assailant situation is now recognized by the...

Pathway to Violence: DHS Bulletin
December 13, 2016
Violence is a pervasive risk in our world, the quintessential human risk....