• Cash-In-Transit

    Since 1980, the staff at Lowers & Associates has been involved in the evaluation of, and consultation with, armored car companies around the world.

    These evaluations have been on behalf of insurers as well as the owners of armored car companies. The company has earned world-wide acknowledgment of the leadership role it provides in this critical area of the financial services market.

    Read More

  • Financial Institutions

    Through our long history of serving the Cash-in-Transit (CIT) industry, L&A has developed key partnerships within the Banking industry.  In addition to banks, credit unions, and CIT operators, L&A serves a wide range of other financial services firms such as ATM Operators, Check Cashers, Payday Loan Companies, and Pawnbrokers.  From Enterprise Risk Assessments (ERAs) to Loss Prevention/Control Programs, our risk mitigation offering includes a wide range of services.

    Read More

  • Casinos & Gaming

    Casinos offer patrons the chance to win big at the tables or the slot machines. But casinos can’t afford to gamble on their own security.  To take chance out of the equation, L&A has designed risk assessment surveys specifically for casinos and other gaming operations.

    Read More

  • Events & Venues

    We offer professional event security for entertainment and sporting events. These services include single or periodic events at fixed sites or traveling shows or exhibits.

    Read More

  • Legal

    We have the capability to conduct international investigations throughout Europe and Central and South America. By utilizing experienced independent investigators strategically located in the United Kingdom, Central and South America, and throughout the United States, L&A investigators are immediately accessible.

    Read More

  • ATMs

    The staff at Lowers & Associates has provided consulting services to ATM manufacturers, first-line maintenance (FLM) service providers, "white label" ATM owners, and ATM cash replenishers since 1988.

    Read More

  • Cyber Risk

    Cyber risk has become one of the most significant corporate threats, according to a survey of 218 senior risk managers by the economist intelligence unit. L&A provides the services that can help you to mitigate those risks.

    Read More

  • Insurance

    When insurers remove or defray risk, they fuel the engine of the economy.  That fuel runs low, or becomes cost-prohibitive, however, when fraud robs insurers and makes them skittish to assume new risks, or mounting claims within an industry it causes them concern about continuing to cover existing risks.

    Read More

Protecting People

Effective risk management is central to protecting the health and safety of people. From hiring the right people to work alongside existing staff, to avoiding catastrophic events, we put people first.

Protecting Brands

Public perception of a brand and its values can rise and fall according to the way an organization handles and avoids risk. We view risk management as an essential part of building and protecting brand value.

Protecting Profits

Failing to manage risks puts people and brands in danger; it also risks the financial well-being of an organization. Our professionals get to the sources and causes of risk to protect your profits.

Learn More

 

Get our latest posts delivered to your inbox.

Subscribe >

risk management capabilities

Armored Crime Report

Two Armored Car Guards Wounded in Ambush Outside Casino; Gardena, CA
August 4, 2022
Two guards were ambushed by a pair of suspects while exiting an armored car outside of the Hustler Casino in Gardena, CA. One guard was hit by suspect gunfire while the other sustained cuts and lacerations. The suspects escaped with an unspecified sum of stolen cash.

Millions In Jewelry Stolen from Armored Truck; Frazier Park, CA
July 11, 2022
Millions of dollars in jewelry and gems belonging to exhibitors at a California retail show were stolen from an armored truck traveling north of Los Angeles. Police and FBI are conducting an ongoing investigation into the heist.

Armored Car Guard Robbed While Servicing ATM; Chicago, IL
June 21, 2022
Four armed suspects ambushed an armored car guard during the servicing of a drive-thru ATM in Calumet City and fled the scene with an undisclosed sum of money.

The Risk Management Blog

Fighting Fraud in Your Organization
November 19, 2021
This week, we were proud to support the ACFE’s International Fraud Awareness...

Fraud Stories: E-Commerce Fraud
November 18, 2021
Today is day 4 of our Fraud Awareness Week series, Fraud Stories...

Fraud Stories: $10M Billing Fraud Scheme
November 17, 2021
Today is day 3 of our Fraud Awareness Week series, Fraud Stories...