• Cash-In-Transit

    Since 1980, the staff at Lowers & Associates has been involved in the evaluation of, and consultation with, armored car companies around the world.

    These evaluations have been on behalf of insurers as well as the owners of armored car companies. The company has earned world-wide acknowledgment of the leadership role it provides in this critical area of the financial services market.

    Read More

  • Financial Institutions

    Through our long history of serving the Cash-in-Transit (CIT) industry, L&A has developed key partnerships within the Banking industry.  In addition to banks, credit unions, and CIT operators, L&A serves a wide range of other financial services firms such as ATM Operators, Check Cashers, Payday Loan Companies, and Pawnbrokers.  From Enterprise Risk Assessments (ERAs) to Loss Prevention/Control Programs, our risk mitigation offering includes a wide range of services.

    Read More

  • Casinos & Gaming

    Casinos offer patrons the chance to win big at the tables or the slot machines. But casinos can’t afford to gamble on their own security.  To take chance out of the equation, L&A has designed risk assessment surveys specifically for casinos and other gaming operations.

    Read More

  • Events & Venues

    We offer professional event security for entertainment and sporting events. These services include single or periodic events at fixed sites or traveling shows or exhibits.

    Read More

  • Legal

    We have the capability to conduct international investigations throughout Europe and Central and South America. By utilizing experienced independent investigators strategically located in the United Kingdom, Central and South America, and throughout the United States, L&A investigators are immediately accessible.

    Read More

  • ATMs

    The staff at Lowers & Associates has provided consulting services to ATM manufacturers, first-line maintenance (FLM) service providers, "white label" ATM owners, and ATM cash replenishers since 1988.

    Read More

  • Cyber Risk

    Cyber risk has become one of the most significant corporate threats, according to a survey of 218 senior risk managers by the economist intelligence unit. L&A provides the services that can help you to mitigate those risks.

    Read More

  • Insurance

    When insurers remove or defray risk, they fuel the engine of the economy.  That fuel runs low, or becomes cost-prohibitive, however, when fraud robs insurers and makes them skittish to assume new risks, or mounting claims within an industry it causes them concern about continuing to cover existing risks.

    Read More

Protecting People

Effective risk management is central to protecting the health and safety of people. From hiring the right people to work alongside existing staff, to avoiding catastrophic events, we put people first.

Learn More

Protecting Brands

Public perception of a brand and its values can rise and fall according to the way an organization handles and avoids risk. We view risk management as an essential part of building and protecting brand value.

Learn More

Protecting Profits

Failing to manage risks puts people and brands in danger; it also risks the financial well-being of an organization. Our professionals get to the sources and causes of risk to protect your profits.

Learn More

 

Get Updates Via Email

For more information, see our Privacy Policy

risk management capabilities

Armored Crime Report

Man Dressed as Construction Worker Tries to Rob Armored Car; Cleveland, OH
May 9, 2019
A suspect disguised as a construction worker laid in wait, spray painting along the side of a street outside of a dollar store that was being serviced by an armored car guard. As the guard exited, the suspect attacked them with a stun gun and a firearm. No injuries were reported, and the robbery attempt was unsuccessful.

Suspects Armed with Assault-Style Rifle Rob Armored Car; Smyrna, GA
May 3, 2019
An armored car guard was robbed by a pair of suspects, one of whom was armed with an assault-style rifle, outside of a Bank in Smyrna, GA. The suspects escaped with an undisclosed amount of cash and the guard’s service weapon.

Robbers Tackle, Rob Armored Car Guard; Houston, TX
May 1, 2019
A group of at least four suspects armed with rifles overpowered an armored car guard inside of a South Houston grocery store and stole a bag of cash. One suspect may have been wounded following what appears to have been an accidental firearm discharge that occurred during the robbery.

The Risk Management Blog

The College Admissions Fraud Triangle [Infographic]
May 28, 2019
Can the Fraud Triangle Help Us Understand How the Higher Ed Admissions...

7 Components of Risk Assessment for Crypto Cold Storage Service Providers
May 7, 2019
Cryptocurrencies have two faces that present two different sets of custodial issues....

7 Burning Issues for Crypto Cold Storage [Slideshow]
May 2, 2019
Demand is on the rise for cold storage vault services for cryptocurrency....